国际商务师英语辅导:BankingLaw银行法
发布时间:2013/3/29 9:05:23 来源:城市网学院 编辑:admin
Two basic laws were introduced in 1995 to govern banks in China: the Law of the People's Bank of China and the Commercial Banking Law of China (known herein as “The CB Law”)。 These laws represented a major step in the reforming of the banking system. The CB Law outlines banking reforms in four key areas:
1. Protection of depositors;
2. Granting of greater autonomy to #mercial banks;
3. Conversion of specialized banks and credit cooperatives into #mercial banks; and
4. Introduction of prudential standards and regulations.
At the time, these standards were too high for the major banks to adopt. Today however, all #mercial banks (“CBs”) adhere to The CB law. 1995年出台了管理中国银行的两个基本法:中国人民银行法和中国商业银行法(这里称“商业银行法(The CB Law)”)。这些法律的出台是整顿银行系统的重要一步。商业银行法概述了银行改革的四个关键领域:
1、保护存款人;
2、授予商业银行更多的自主权;
3、将专门银行和信用合作社并入商业银行;以及
4、引入慎重原则和规章。
那时采用这些标准,对主要的银行来说是要求太高了。但是今天,所有的商业银行(“CB”)都遵守商业银行法。